Gatehouse Bank: Key Points & Help and Support…

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Below are some areas where Gatehouse Bank can support you with your BTL cases:

  • Finance for UK residents, UK Expat and International Residents from £75k to £5m
  • No minimum income requirements (unless top slicing)
  • Top slicing accepted for UK Residents and UK expats
  • Manual underwriting
  • No early payment charges across our entire range
  • Up to four applicants accepted
  • Refinance allowed within 6 months of purchase – subject to extended underwriting checks.
  • First time buyer/first time landlords
  • Portfolio landlords – no limits on background portfolios
  • Gifted deposits accepted
  • Standard Residential, HMO’s and MUFB with no limits on the number of beds/units
  • Up to 80% FTV on flats
  • Above commercial – please refer pre-application
  • Self-builds, deck access (non-Local Authority), Wimpy No-Fines and Crisscross/Tyneside leases accepted
  • England and Wales

Help and Support

I’ve attached our 2-page BTL guide, and my colleagues and I will be able to support you with any new case enquiries.

Below are the contact details for our Intermediaries Team along with a link to our Intermediary website where you will find details of our products, criteria, documents and case submission checklists.