Gatehouse Bank Proposition

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BTL Key Points

  • Finance for UK Residents, UK Expats and International Residents from £75k to £5m
  • No minimum income requirements (unless top slicing)
  • Top slicing accepted for UK Residents and UK Expats
  • No early payment charges across our entire range
  • Refinance allowed within 6 months of purchase – subject to extended underwriting checks.
  • First time buyer/first time landlords
  • Portfolio landlords – no limits on background portfolios
  • Gifted deposits accepted
  • Standard Residential, HMO’s and MUFB with no limits on the number of beds/units
  • Up to 80% FTV on flats
  • Above commercial and Ex-local Authority – please refer pre-application
  • Self-builds, deck access (non-Local Authority), Wimpy No-Fines and Crisscross/Tyneside leases accepted
  • England and Wales

Home Purchase Plans (HPP) – Connect does not hold the FCA permissions to be able to place owner/occupier HPP cases with us and so these can be introduced to us. We will contact the client, provide the advice and see the case through to completion. An introduction proc fee will be paid upon completion. Please note that due to data protection and GDPR we would be unable to provide any case updates or detailed information while the case is being assessed and reviewed.

BTL cases can be keyed directly on to our online portal once you’re registered. Both the BTL and HPP products guides have been attached for you.

Below are some additional links which you and your clients may find useful: