Great News For Your Portfolio Landlords

Great news for your portfolio landlords! Limit removed to number of properties an SPV can hold.

The Family Building Society’s Buy to Let Limited Company mortgages are now available to landlords with any amount of properties per company. This means no matter how many properties your client has, they may be able to help.

How else can they help your Buy to Let clients? 

  • No minimum income
  • No stress test on background properties held (just need to be self-financing)
  • They recently increased our maximum LTVs for BtL products to 70%
  • They accept applications up to the age of 89
  • Expat cases accepted from over 40 countries, plus further countries through agreed packagers
  • The Family Building Society have a common sense approach to lending and use real human beings to underwrite each mortgage case.

Buy to Let Offset mortgage 

Their BTL Offset mortgage can help to maximise returns for your landlord clients, allowing any savings to be offset against the mortgage.

Landlords can opt for either:

  • Payment reduction – offsetting savings to lower monthly payments
  • Term reduction – monthly mortgage payments will remain the same, but offset savings go towards reducing the capital, reducing the mortgage balance faster.

Either way, a BTL Offset mortgage can help to increase your clients’ net profit and ultimately increase their overall cashflow they receive from letting.

Find out more here and see how they can help your clients.

Semi-exclusive products 

Did you know that on top of their standard range of products we have additional semi-exclusive products available via their packaging partners? Speak to your local Business Development Manager for more information.

To contact their Mortgage Desk or your local BDM;

Call us on 01372 744155 or email mortgage.desk@familybsoc.co.uk.

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