HARPENDEN Accepts 4 incomes on their JBSP products

Harpenden Building Society
Joint Borrower Sole Proprietor….


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New product launch

We have now launched a new JBSP product, further expanding our product range.  Working situations, personal finances and family life have changed significantly in recent times, especially with the impact of Covid-19.

This new JBSP product is to enable a buyer to use up to 4 borrowers (direct family members only) as security on a maximum term of 35 years. Full affordability assessments (no LTI cap) apply and there is Repayment, Interest-Only and Part & Part options available.

Joint Borrower Sole Proprietor product:

  • Up to 4 borrowers (direct family members only)
  • Full affordability assessments (no LTI cap)
  • Interest-only considered
  • Max term 35 years
  • Available for Purchase, Re-Mortgage, Release of Equity
  • Repayment Type Repayment, Interest-Only, Part & Part
  • Min/Max Mortgage £75,000 – £1,000,000
  • Max LTV Repayment 80%
  • Max LTV Interest-Only/Part & Part 75%

Our policy of lending to people in different types of employment has kept pace in an ever-changing environment. We therefore lend to people who are employed, self-employed and retired. We pride ourselves on being flexible and accommodating to the changing nature of income

We believe a specialist lender like ourselves, experienced in this area, is absolutely key and we can guide you through the opportunities that lie ahead.

You can view our rate card below and on our website are all of our products and lending criteria and our recent industry insight articles we’ve produced.

We look forward to working with you, and hopefully seeing you again sometime this year.

Jean Errington
Business Development Manager
07483 310314
Graeme Aitken
Business Development Manager
07483 310334