Harpenden Building Society – JBSP rate card

We have recently launched a JBSP product, further expanding our product range.  Working situations, personal finances and family life have changed significantly in recent times, especially with the impact of Covid-19.

This JBSP product is to enable a buyer to use up to 4 borrowers (direct family members only) as security on a maximum term of 35 years. Full affordability assessments (no LTI cap) apply and there is Repayment, Interest-Only and Part & Part options available.

Joint Borrower Sole Proprietor product:

  • Up to 4 borrowers (direct family members only)
  • Full affordability assessments (no LTI cap)
  • Interest-only considered
  • Max term 35 years
  • Available for Purchase, Re-Mortgage, Release of Equity
  • Repayment Type Repayment, Interest-Only, Part & Part
  • Min/Max Mortgage £75,000 – £1,000,000
  • Max LTV Repayment 80%
  • Max LTV Interest-Only/Part & Part 75%

Our policy of lending to people in different types of employment has kept pace in an ever-changing environment. We therefore lend to people who are employed, self-employed and retired. We pride ourselves on being flexible and accommodating to the changing nature of income.

We believe a specialist lender like ourselves, experienced in this area, is absolutely key and we can guide you through the opportunities that lie ahead.

View rate car below: