We have recently launched a JBSP product, further expanding our product range. Working situations, personal finances and family life have changed significantly in recent times, especially with the impact of Covid-19.
This JBSP product is to enable a buyer to use up to 4 borrowers (direct family members only) as security on a maximum term of 35 years. Full affordability assessments (no LTI cap) apply and there is Repayment, Interest-Only and Part & Part options available.
Joint Borrower Sole Proprietor product:
- Up to 4 borrowers (direct family members only)
- Full affordability assessments (no LTI cap)
- Interest-only considered
- Max term 35 years
- Available for Purchase, Re-Mortgage, Release of Equity
- Repayment Type Repayment, Interest-Only, Part & Part
- Min/Max Mortgage £75,000 – £1,000,000
- Max LTV Repayment 80%
- Max LTV Interest-Only/Part & Part 75%
Our policy of lending to people in different types of employment has kept pace in an ever-changing environment. We therefore lend to people who are employed, self-employed and retired. We pride ourselves on being flexible and accommodating to the changing nature of income.
We believe a specialist lender like ourselves, experienced in this area, is absolutely key and we can guide you through the opportunities that lie ahead.
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