KENSINGTON restarts BTL purchases and is now up to 80% LTV on specialist residential

We’ve got some good news on our product range to share with you!

These updates are as a result of Government guidance allowing physical valuations in England. Please bear in mind that Scotland and Wales will continue to use our non-physical valuation while Residential LTVs will remain at 75% and BTL will be limited to remortgages only.

Here’s a summary of the updates, applicable to England:


  • NEW 80% rates across our Select, Core, Young Professional and Heroes ranges
  • Reinstated New Build applications
  • Reintroduced HTB  with 75% LTV


  • Resuming purchase applications

BTL Guide

Residential Guide

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