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FOUNDATION Reduce rates, re-introduce rent calcs to 125% and 75% LTV for HMO and MUB

June 11, 2020

As of today the ICR for basic rate taxpayers and Ltd co applications reduces from 145% to 125%. Any cases not yet offered that can benefit from this tweak can be updated and also transferred to the new lower rates.

FOUNDATION Reduce rates, re-introduce rent calcs to 125% and 75% LTV for HMO and MUB Read More »

TWENTY7TEC – Daily product update 11/06/2020

June 11, 2020

Daily product update can be found here…

TWENTY7TEC – Daily product update 11/06/2020 Read More »

Ipswich withdraws 90% residential fixed rates, but 90% discount remains available

June 10, 2020

As one of the first, and few, lenders to re-enter the 10% deposit market the Society has experienced unprecedented demand for our products

Ipswich withdraws 90% residential fixed rates, but 90% discount remains available Read More »

TWENTY7TEC – Daily product update 10/06/2020

June 10, 2020

Daily product uddate can be found here…

TWENTY7TEC – Daily product update 10/06/2020 Read More »

Affirmative will consider ‘deferred consideration’ for land and development purchases

June 9, 2020

Want to know more about deferred consideration and how it could help your customers?

Affirmative will consider ‘deferred consideration’ for land and development purchases Read More »

BUCKINGHAM Launch new products including 75% into retirement with no maximum age

June 9, 2020

We have streamlined our product range and introduced a new minimum loan size of £25k for both our desktop and physical valuation cases…

BUCKINGHAM Launch new products including 75% into retirement with no maximum age Read More »

HSBC Rates are increasing. To secure existing rates submit applications by tomorrow

June 9, 2020

With effect from Thursday 11th June 2020, we’ll be making a number of changes across our mortgage product range…

HSBC Rates are increasing. To secure existing rates submit applications by tomorrow Read More »

TWENTY7TEC – Daily product update 09/06/2020

June 9, 2020

Daily product update can be found here…

TWENTY7TEC – Daily product update 09/06/2020 Read More »

OCTANE increase their LTVs back to 70% for BTL, Bridging and Refurbs, and 65% for commercial

June 8, 2020

Some positive news from us this morning. We have loosened our criteria and taken a step back towards where we were before lockdown…

OCTANE increase their LTVs back to 70% for BTL, Bridging and Refurbs, and 65% for commercial Read More »

Interbay re-launch HMOs and MUFB up to 20 bedrooms

June 8, 2020

To support them, I’m delighted to announce that InterBay Commercial is now accepting HMO and MUFB applications on properties of up to 20 bedrooms/units.  

Interbay re-launch HMOs and MUFB up to 20 bedrooms Read More »

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What are Competence Levels?

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These demonstrate your total level of achievement:

new learner
"New Learner"

Everyone starts their learning here.


core level
"Core"

Achieve this level when you have completed core requirements such as compliance, policies and systems.


competent level
"Competent"

This level means you have demonstrated the basic knowledge needed to competently complete your particular role.


core level
"Specialist"

This level means you have developed a deeper level of knowledge and are now a specialist in a chosen area.


core level
"Expert"

This level means you have developed further specialisms or have taken an additional industry qualification over and above the minimum your role requires.


Click on your My Results tab to see your current level.

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