Foundation | HMO And MUFB Products Added To The BTL

Foundation are excited to share some updates to their Buy-to-Let (BTL) offerings that will enable you to better serve your landlord clients and portfolio applications! Foundation are thrilled to announce the inclusion of the following products in their BTL range: Multi-Unit freehold Blocks (MUFBs) Large Houses in Multiple Occupation (HMOs) Ex-Pat Products (with the exception […]

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Paymentshield Partner Update

LV=Broker change to Allianz and UKG become Bspoke Paymentshield are thrilled to share some exciting updates to their panel. Panel insurer LV= Broker has rebranded to Allianz, and UKG has transitioned to Bspoke. While the names may have changed, rest assured that both insurers will continue to provide you with the same high-quality products and

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 Market Harbour | Looking for a Re-bridge Solution? We understand things don’t always go to plan

We understand things don’t always go to plan, so are happy to consider re-bridging cases too. Clients with existing bridging finance may look for a re-bridge to secure a better deal or if their original loan is reaching the end of its term and they need more time before repaying. This may be because their

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Gen H | Announces New Policy for Utilities and Communications Defaults

New policy supports aspiring homeowners and remortgagers who’ve experienced a bump in the road LONDON, UK, 03 October 2024 – Residential mortgage lender Gen H has announced updates to how it treats missed utilities and communications payments on applicants’ credit files. Effective immediately, the lender will exclude utilities and communications accounts from its arrears rules.

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Metro | Enhanced VISA requirements

Great news! We’ve made some positive changes to our VISA requirements, widening the criteria that can be accepted. Criteria enhancements Skilled Worker VISA No minimum salary requirement Available on all repayment methods Spousal VISA – now accepted in line with above Some things to note… Maximum 75% LTV For skilled workers, evidence of sponsorship is required

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Keep us informed

Connect - Compliance Update

Changes will happen with every business, such as new starters and leavers and when this happens, it is important to keep us informed. Connect are always on hand to provide support with your business needs and can help you with ensuring the process runs as smoothly as possible. What should you do if you are

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Pepper Money | Significant Improvement to our Self Employed Criteria

Pepper Money have launched a significant improvement to our self-employed policy.  We have introduced the ability to use net-Profit retained within the business as part of our affordability calculation. Under the new criteria, we will allow brokers to use the net profit within our affordability calculation, where earned during the most recent tax year for

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