METRO Improve their BTL rental criteria

Good afternoon and more good news!

We have reduced our 5 year fixed rate stress rate to 4.00% at 140% of the mortgage interest amount calculated.

  • NEW – Reduced 5 year stress rate to 4.00% at 140% of the mortgage interest amount calculated
  • NEW – Buy to Let and Top Slice calculator – find out how much your customer could borrow
  • Top slicing considered from earned income (minimum income requirements apply)
  • Maximum age 85 at the end of term (mortgage term based on the oldest applicant)
  • Up to 4 applicants on the mortgage can be considered
  • No minimum income (subject to rental void plausibility checks)
  • Portfolio landlords accepted – maximum of 5 properties with Metro Bank (under £5m aggregated debt), maximum of 10 properties in total

Metro Bank news

Residential 90% LTV 5 year fixed rates from 3.39% – Find out more.

Mortgage Lending Criteria

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