Packaging semi-exclusive from Kensington for adverse credit

As a result of our relationship with Kensington, we’re pleased to be able to share news of their latest semi-exclusive offer only available to you through our packaging service. This offer isn’t available direct.

This offer gives you an immediate specialist lending solution, if you’re looking to place a mortgage that falls outside of the standard High Street lender scope, for clients with some adverse credit.

Here are just some of the details:

Residential semi-EXCLUSIVE products

➢ 90% LTV products

➢ 2 year & 5 year fixed rates available

➢ Purchase & remortgage

➢ No fee option

➢ Free valuation option

➢ Free legal / £250 cash back option

➢ ‘Select’ criteria applied (36 months)

Find out more about Kensington’s specialist lending, including for the self-employed with just 1 year’s trading history, hero mortgages, complex lending and buy-to-let, in this short guide.

Why we like this offer

Kensington will consider clients with some adverse credit, whereas the High Street 90% LTV offers don’t. For example, CCJs, defaults or mortgage arrears over 3 years are ignored and up to 2 missed payments in the last year are allowed. They’ll even consider debt management plans and payday loans!

There is an updated packager support guide and the packaging team will need all the minimum requirements for your case to progress to an underwriter.

Find out more here.

And to keep up to date with all our exclusive and semi-exclusive lender offers, why not bookmark our ‘Exclusives’ page?