THE TIPTON – New Second Home/Holiday Home Product – SEMI EXCLUSIVE

I am delighted to provide you with details of the following semi exclusive product available to Connect, from Monday 25th April.

As this product is a bit of a residential / BTL hybrid that doesn’t source well on the traditional sourcing platforms,  I would appreciate you circulating the attached Product Guide to all of your team members.

Essential criteria

〉 The holiday home must be occupied by the applicants at some period during the year. Property can be short term let the remainder of the year, including Airbnb.

〉 Affordability is assessed using earned income, not rental yield.

〉 Interest only permitted up to 75% LTV (repayment vehicle, sale of property).

〉 Standard construction types only – must be free of any occupancy restrictions.

〉 Maximum age at end of mortgage term is 70 for employed applicants, 75 for self-employed applicants, and 95 for retired applicants.

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