Zephyr back to lending 75% again on standard BTL and 70% on specialist BTL

Just a brief email to announce that we will shortly be making an extensive update to the Zephyr product range, which will be live on our Online Portal on Wed 3 June. The products will also be on sourcing systems then or soon after.

Our new range includes Standard products up to 75% LTV and Specialist products to 70% LTV. We’ve also adjusted some of our rates and introduced a criteria change specifically for New Builds.

You can see details on our updated Product Range and All About Zephyr documents which are attached.

Key criteria highlights

  • Standard products available up to 75% LTV, with Max Loan size of £1m to 70% LTV and £750k to 75% LTV
  • Specialist products available up to 70% LTV, with Max Loan size of £750k – including New Build properties within the M25 only
  • Max Loan size for New Build properties outside the M25 is £500k
  • Rates start from 3.19% (2yr Fixed Standard to 60% LTV)
  • No upfront application fees across our entire product range (other fees and costs apply)
  • HMO, MUFB, FAC and New Build products available
  • No minimum income for Standard applications, £25k gross for professional landlords
  • Physical property valuations via Connells

As ever, brokers can find details of how to contact us on our website – including numbers for our BDM team.


Product guide

All about zephyr