Jim Selley

As the lending specialist, we are here to assist all contractors, including those with a less than perfect credit record. We have listened to your feedback and are pleased to announce a range of enhancements to our contractor criteria, to help get life moving for your clients.

We are pleased to confirm some enhancements to our product range available from Friday 1st of April 2022. The revised product range will be available for selection on our broker portal from this date.

From 4 April, TSB re-launches its entire shared ownership product range, which includes rates for second-hand homes and re-mortgages – all of which come with £500 cashback.

We understand that your clients’ finances are becoming increasingly complex. With more than a million people in the UK with second jobs, people’s working habits and sources of income have never been so varied.

We’re committed to making changes to our technology to help make business easier for brokers. For example, last year we integrated our Mortgage Hub platform with leading sourcing systems and now we’re improving our technology even more – giving you more time to handle workloads, interact with clients and manage more complex cases.

We’ve updated the criteria on our 95% LTV offering to meet the needs of even more first-time buyers! Our 95% LTV products are now available for:  Employed and self-employed workers (as long at least 50% of the income used to support the mortgage comes from employed income) Standard houses and flats* Sole applicants earning £18k+ and joint applicants earning £20k+ Properties

Our new Limited Edition products include options for personal ownership, limited company, HMO/MUB and limited company HMO/MUB.

New BTL Lender on panel

With effect from Tuesday, 29th March we will be making a number of changes to our Buy to Let product range.

Our next generation Residential Lumi range is here. Now more streamlined than ever.