Shawbrook – Advanced Notice: Upcoming Product Changes

I am writing to inform you of some upcoming changes to our Buy-to-Let, Commercial and Semi-Commercial products, with the following being effective from Monday 8 August 2022.


  • Increasing our fixed rates across our Digital Buy-to-Let products by 0.50% – 0.80%
  • Increasing our fixed rates across our Specialist Buy-to-Let products by 0.15% – 0.30%
  • Increasing our fixed rates across our Commercial and Semi-Commercial products by 0.10% – 0.50%

We will also be keeping a close eye on potential Bank of England base rate changes on Thursday 4 August, which we expect will impact our variable rates. Any changes will be communicated to you, and go live, on Monday 8 August.

Pipeline: All cases where at least an IMO has been issued (that is less than 14 days old) before 5pm on Friday 5 August will be honoured on the existing rates. However, if there is no change in case status within 14 days of the IMO being issued, the case will have to proceed on the new rates detailed above (if applicable).


Please be assured that we do not take these decisions lightly, and we do our utmost to minimise the impact to your customers. If you need any help navigating these changes with your clients, please do not hesitate to contact our fantastic team, who are here to support you.


Emma Cox

Managing Director – Real Estate