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Updates to PI and Interest-only mortgages

March 30, 2021

I am pleased to confirm that despite the turmoil in the market we have recently successfully renewed our Professional Indemnity insurance cover for the next 12 months. You will find the summary certificate in BOX in the Compliance folder should you wish to refer to it…

Updates to PI and Interest-only mortgages Read More »

VIDA announce large reduction in their interest rates

March 25, 2021

We are pleased to announce rate cuts of up to 95bps across our residential range, along with the reintroduction of residential purchase products. The reductions apply to Vida 1,2 and 3 residential purchase and remortgage ranges, making the prices some of the most competitive in the specialist market…

VIDA announce large reduction in their interest rates Read More »

ALDERMORE launch 95% residential products

March 25, 2021

We’re pleased to be amongst the first lenders to re-enter 95% LTV lending for residential owner-occupied purchases. And we’re also reducing our rates on 85% and 90% LTV from tomorrow, 25 March 2021…

ALDERMORE launch 95% residential products Read More »

Kick Off the Week with Aldermore Commercial on Monday 29th March 9.30am -10.15

March 23, 2021

Understand the Aldermore’s current appetite for Commercial deals

Kick Off the Week with Aldermore Commercial on Monday 29th March 9.30am -10.15 Read More »

OCTANE confirm 40% of their BTL lending is to Foreign Nationals or Expats

March 23, 2021

40% of the of the BTL deals we have completed in the last three months have been to foreign nationals or expats.
I know these cases can be tricky to place, so I thought it would be worth outlining how our rates work for this type of borrower…

OCTANE confirm 40% of their BTL lending is to Foreign Nationals or Expats Read More »

‘Lunch & learn’ session – Mental health and underwriting- Aviva

March 19, 2021

Do you understand the impacts of a client’s poor mental health on protection?

‘Lunch & learn’ session – Mental health and underwriting- Aviva Read More »

YBS Comercial newsletter, focus on commercial investment

March 19, 2021

The latest edition of our broker newsletter…

YBS Comercial newsletter, focus on commercial investment Read More »

HSBC Provide guidance on some increasing areas of fraud

March 17, 2021

Q4 has seen a considerable increase in prevented fraud volumes in comparison to the rest of the year. The Stamp Duty holiday has certainly driven an increase in application volumes for FTB and home movers. It is these types of application that tend to lead to more staged income due to clients looking to secure a purchase.

HSBC Provide guidance on some increasing areas of fraud Read More »

Kick Off the Week with Roma Finance on Monday 22nd March 9.30am -10.15

March 16, 2021

Lending less Ordinary – Bridging and so much more

Kick Off the Week with Roma Finance on Monday 22nd March 9.30am -10.15 Read More »

ACCORD Is the first lender to launch 95% ahead of the Government MIG scheme

March 16, 2021

We’re launching a five-year fixed rate mortgage – exclusively to first-time buyers…

ACCORD Is the first lender to launch 95% ahead of the Government MIG scheme Read More »

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What are Competence Levels?

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These demonstrate your total level of achievement:

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"New Learner"

Everyone starts their learning here.


core level
"Core"

Achieve this level when you have completed core requirements such as compliance, policies and systems.


competent level
"Competent"

This level means you have demonstrated the basic knowledge needed to competently complete your particular role.


core level
"Specialist"

This level means you have developed a deeper level of knowledge and are now a specialist in a chosen area.


core level
"Expert"

This level means you have developed further specialisms or have taken an additional industry qualification over and above the minimum your role requires.


Click on your My Results tab to see your current level.

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